ETFs signal
VTI

VTI

Vanguard Total Stock Market Index Fund ETF Shares

ETFsPCXUSD-2.3% from ATH
Current Price

$375.43

Drawdown from ATH

-2.3%

Last Updated

Sep 19, 2026

Dipsern Grade90d

D

Weak

Graded against VTI's own history at this drawdown — not the market's.

What it means: VTI's own history does not strongly favor buying at this level yet.

What to do: Consider watching and waiting for a deeper dip or a higher grade.

Median 90-Day Return
Historical Win Rate
Last 30 days-1.66%
Aug 7Sep 18
About VTI

Vanguard Total Stock Market Index Fund ETF Shares

The fund employs an indexing investment approach designed to track the performance of the index, which represents approximately 100% of the investable U.S. stock market and includes large-, mid-, small-, and micro-cap stocks regularly traded on the New York Stock Exchange and Nasdaq. It invests by sampling the index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the full index in terms of key characteristics. The fund is non-diversified

The reading

How Dipsern reads VTI right now.

Three plain-English paragraphs — current state, historical base rate, and interpretation — so you walk away with context, not a dashboard.

Snapshot

How is VTI doing right now?

In plain terms: VTI is 2.3% below its highest-ever price. Dipsern checks every past time it was this far down and grades how the next 90 days usually went.

VTI (Vanguard Total Stock Market ETF) is 2.3% below its historical peak. Tape reads in a shallow pullback, with the last trade at $375.43. Shallow pullbacks like this are routine — historically ETFs assets revisit a 5-10% dip several times a year, and most resolve back to highs within weeks.

Historical base rate

What history says at this drawdown

VTI reaches this drawdown band repeatedly in its history (3657 observations), which is a large sample for the segmentation engine to compute a stable median forward return. The engine uses a rolling 90-day window and gives more weight to recent years — this lets the signal adapt to regime changes (e.g., post-COVID volatility) without losing the long-run base rate.

Interpretation

What this means for VTI

For broad-index ETFs the historical base rate is exceptionally stable; for narrow thematic ETFs (e.g., ARKK, cannabis, leveraged), drawdowns are deeper and the sample size at each band is smaller. Shallow pullbacks are where dip-buying frameworks start to pay off, but only marginally. The median forward return in shallow bands is usually positive but not dramatic.

Comparable signals

Other ETFs at similar drawdown levels

Five tickers closest to VTI's distance from all-time high. Same category, one tap away.

Vanguard FTSE Emerging Markets ETF

-2.3% from ATH

iShares Core S&P Total U.S. Stock Market ETF

-2.3% from ATH

Schwab U.S. Broad Market ETF

-2.3% from ATH

Vanguard S&P 500 Value ETF

-2.4% from ATH

Energy Select Sector SPDR Fund

-2.4% from ATH

Historical depth

Sample sizes by drawdown band

Dipsern segments the full drawdown range into 20 equal-width bands. The table shows the number of confirmed historical observations in each band for VTI. Median forward returns, win rates, and prediction errors are available in the full analysis.

Drawdown BandObservationsMedian ReturnWin Rate
-60% to -55%1
-55% to -50%13
-50% to -45%36
-45% to -40%87
-40% to -35%59
-35% to -30%63
-30% to -25%216
-25% to -20%303
-20% to -15%391
-15% to -10%505
-10% to -5%958
-5% to 0%Current3657
Methodology

Every grade is reproducible.

We segment 40+ years of VTI's price history into 20 equal-width drawdown bands and compute forward median returns, win rates, and prediction error per band. No look-ahead bias. Pure NumPy. Open math, gated numbers.

Years of history

40+

Drawdown bands

20

Look-ahead bias

None

Data sources

4

Unlock VTI's full analysis

See the Dipsern grade, median returns, win rates, prediction accuracy, 8 interactive charts, historical price paths, and a plain-English verdict for VTI.

Dipsern is research and a second opinion — not a broker. You'd buy VTI at your own broker.

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Signal computed Sep 19, 2026 using default parameters (90-day return period, 20 segments, 0.95 decay). Data sourced from Yahoo Finance, Binance, CoinGecko, and Steam Market.